If you don’t qualify for a conventional home loan, and are considering a home purchase in a rural area of New Jersey, it pays to speak with a USDA Rural Home Loan expert. We’ll help you explore the many advantages of this unique type of loan.
With low home loan interest rates and flexible guidelines, a USDA Home Loan may help you achieve your home buying goals. The mortgage specialists at Jersey Mortgage will consult with you to develop a custom plan that works for you. Regardless of your situation, we’ll work with you to get the deal done.
A guaranteed USDA Rural Home Loan can only be made through select mortgage companies like Jersey Mortgage Company. Find out why our financing programs set us apart from other mortgage companies.
We are a direct lender with in-house underwriting for faster, more efficient customer service. For decades Jersey Mortgage Company has served NY, NJ, PA, FL and CT communities, helping thousands of people achieve their refinancing and home buying dreams. We have been acknowledged by the State of New Jersey Dept. of Housing and Mortgage Finance for exceptional lending practices.
As with any home loan, to qualify for a USDA Rural Home Loan you must have a satisfactory credit history and meet certain income and employment requirements. Additionally, the property you’re considering buying must be located within a qualifying area.
Eligible counties in New Jersey include: Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex and Warren.